401k 2025 Contribution Limit Catch Up. In particular, participants can now elect to defer up to $23,500 to 401 (k), 403 (b), and 457 (b) plans in 2025 compared to $23,000 in 2024. The simple ira and simple 401(k) contribution limits will increase from $16,000 in 2024 to $16,500 in 2025.
That means an active participant 50 or older can contribute up. To start, individuals can contribute up to $23,500 โ an extra $500 from the 2024 limit โ to their 401 (k) plans in 2025, according to the irs announcement.
401k 2025 Contribution Limit Catch Up Images References :